Debtors know they can disappear. In many places, you can’t even get cell reception. It’s a place that can be a ton of work to get a car if you don’t know the place well. The Smoky Mountains are no challenge for us. We will take back your property.
Major Cities
Memphis | Nashville | Knoxville | Chattanooga | Clarksville | Murfreesboro | Jackson | Johnson City | Kingsport | Hendersonville
How To Work our Repo Company
There are a couple of things we need. First, make sure you download our hold harmless agreement. There will be an email at the top that you can send the document to after you sign it. You will get a skip manager who will work with you from start to finish.
The more information you give about your property and the debtor. The faster we can find it.
What We Recover
Most of what we recover is autos and trucks. This includes pickups and SUVs.
We recover other assets as well.
We can recover boats and jet skis from any river. We can also recover RVs and campers from the Smokies region or anywhere in the state.
We can also get back medical equipment from any clinics, hospitals, and more.
We also work with private individual repos. This could be a boyfriend or family member who took your car. And you want it back. If anyone is behind on payments, call us, and we’ll work out a plan.
Why Clients Choose Us
Speed matters. Debtors move fast once they know you’re looking. Our agents act quickly.
Local intelligence. Statewide agent network means someone’s always within 30 minutes.
Communication. Your case manager stays in touch from assignment through delivery.
Persistence. We don’t quit on difficult cases. Vehicle hidden in the Appalachians? We’ll find it.
Complete Coverage
All 95 counties: Anderson, Bedford, Benton, Bledsoe, Blount, Bradley, Campbell, Cannon, Carroll, Carter, Cheatham, Chester, Claiborne, Clay, Cocke, Coffee, Crockett, Cumberland, Davidson, DeKalb, Decatur, Dickson, Dyer, Fayette, Fentress, Franklin, Gibson, Giles, Grainger, Greene, Grundy, Hamblen, Hamilton, Hancock, Hardeman, Hardin, Hawkins, Haywood, Henderson, Henry, Hickman, Houston, Humphreys, Jackson, Jefferson, Johnson, Knox, Lake, Lauderdale, Lawrence, Lewis, Lincoln, Loudon, Macon, Madison, Marion, Marshall, Maury, McMinn, McNairy, Meigs, Monroe, Montgomery, Moore, Morgan, Obion, Overton, Perry, Pickett, Polk, Putnam, Rhea, Roane, Robertson, Rutherford, Scott, Sequatchie, Sevier, Shelby, Smith, Stewart, Sullivan, Sumner, Tipton, Trousdale, Unicoi, Union, Van Buren, Warren, Washington, Wayne, Weakley, White, Williamson, Wilson
Cities covered: Alamo, Alcoa, Antioch, Arlington, Ashland City, Athens, Blountville, Bluff City, Bolivar, Brentwood, Bristol, Brownsville, Camden, Carthage, Centerville, Chattanooga, Church Hill, Clarksville, Cleveland, Clinton, Collierville, Columbia, Cookeville, Cordova, Covington, Crossville, Dandridge, Dayton, Dickson, Dresden, Dunlap, Dyersburg, Elizabethton, Erin, Erwin, Etowah, Fairview, Fayetteville, Franklin, Gainesboro, Gallatin, Gatlinburg, Germantown, Goodlettsville, Greeneville, Harriman, Henderson, Hendersonville, Hermitage, Hixson, Hohenwald, Humboldt, Huntingdon, Jackson, Jamestown, Jasper, Jefferson City, Johnson City, Jonesborough, Kingsport, Kingston, Knoxville, La Follette, La Vergne, Lafayette, Lawrenceburg, Lebanon, Lenoir City, Lewisburg, Lexington, Livingston, Loudon, Madison, Madisonville, Manchester, Martin, Maryville, Maynardville, McKenzie, McMinnville, Memphis, Milan, Millington, Morristown, Mount Juliet, Mountain City, Munford, Murfreesboro, Nashville, New Tazewell, Newport, Oak Ridge, Old Hickory, Oneida, Ooltewah, Paris, Parsons, Pigeon Forge, Pikeville, Portland, Powell, Pulaski, Ripley, Rockwood, Rogersville, Savannah, Selmer, Sevierville, Shelbyville, Signal Mountain, Smithville, Smyrna, Soddy Daisy, Somerville, Sparta, Springfield, Sweetwater, Tazewell, Trenton, Tullahoma, Union City, Wartburg, Waverly, Waynesboro, White House, Winchester, Woodbury
Legal Requirements
State motor vehicle office: Tennessee Motor Vehicle Division, 500 Deaderick St., Nashville, Tennessee 37242
Self-help repossession is legal. Must be peaceful – no breaching the peace.
Liens get recorded in the Registrar’s office. In the county where the debtor lives. If they’re out of state, file where the property is. Tennessee adopted UCC standards in 1964.
Liens must appear on the title card from DMV. Liens not dependent on possession aren’t valid. unless noted on the title.
Debtor rights: Ten-day redemption period.
After recovery: Deficiency balances permitted under state law.
Title transfer needs. Certificate of title with lien release. Notarized affidavit of repossession, Bill of Sale, and odometer statement.
Plates: Stay with the owner after recovery.
Regional Network
Professional recovery services in surrounding states:
Alabama | Georgia | Kentucky | Virginia | North Carolina | Mississippi | Arkansas | Missouri