Vehicle and Collateral Recovery Services
Nationwide Repo coordinates repossession assignments for banks, credit unions, finance companies, auto dealerships, and private lienholders. We work with independent recovery agents and investigators to handle routine cases and difficult-to-locate collateral.
No Recovery, No Fee: Our standard service operates on a contingency basis, subject to the assignment agreement.
What We Recover
Each assignment is evaluated according to the collateral’s location, condition, accessibility, and transport requirements.
Cars, Trucks and SUVs
Passenger vehicle recoveries require accurate identification and suitable towing equipment. All-wheel-drive and four-wheel-drive models may require dollies or flatbeds to avoid drivetrain damage. Vehicle recovery details →
Semi Trucks and Commercial Vehicles
Vehicle size, weight, operating condition, attached trailers, and site restrictions determine the recovery arrangement.
RVs, Campers and Motorhomes
Dimensions, mobility, access, and transport needs must be assessed, especially for units that have been stationary for extended periods. RV recovery details →
Boats and Personal Watercraft
A vessel in the water requires different arrangements from one already stored on a trailer. Location, size, and weight help determine the equipment needed. Boat recovery details →
Construction and Heavy Equipment
Excavators, loaders, tractors, and other machinery may require specialized loading and transport depending on operating condition and site access.
How Our Repossession Process Works
1. Submit the Assignment
Call our office or complete the online order with the asset identification, possessor information, known locations, and available documents.
2. Review and Coordinate
A recovery coordinator reviews the information, requests clarification when needed, and helps arrange the appropriate field assignment.
3. Locate and Recover
Agents check the reported location and evaluate available leads. If collateral is missing, skip tracing or additional field investigation may be appropriate. When found, the agent assesses access, applicable legal restrictions, and equipment needs before attempting recovery.
4. Report and Arrange Next Steps
Your case manager communicates developments and coordinates the necessary post-recovery instructions, which may include storage or transportation. Timing depends on the case; not every asset can be located or lawfully recovered.
Real Recovery Experience: Locating a Mercedes-Benz
A woman contacted Nationwide Repo after her former partner took possession of her Mercedes-Benz and stopped communicating with her. She provided the vehicle title and loan agreement, both solely in her name, confirming her ownership and financial responsibility.
Our recovery team located the Mercedes at an event, but security-controlled parking prevented access with a tow truck. Using skip tracing, online research, and social media, investigators identified another event he planned to attend.
A field agent located the vehicle, then followed it after the event to determine where it was parked. The agent later returned with a tow truck and successfully recovered the Mercedes.
The case illustrates how investigation and an adjusted field strategy can resolve an assignment when earlier attempts are unsuccessful.
Repossession Authorization and Legal Requirements
Repossession requires appropriate legal authority. Under Uniform Commercial Code § 9-609, a secured party generally may take possession after default through judicial process or, where permitted, without judicial process if it can be accomplished without a breach of the peace.
State rules and case circumstances may impose additional restrictions. Clients should disclose relevant court orders, bankruptcy proceedings, payment arrangements, cancellations, or other changes affecting authorization.
What Information Do You Need to Start?
- Year, make, model, and VIN or serial number
- Borrower or possessor details and last known location
- Available title, lien, or financing documents
- Known condition, damage, or transport needs
- Details of prior unsuccessful attempts, if any
You can begin intake with the information available. A coordinator will advise what else is needed before the assignment proceeds.
Industry Experience and Membership
Nationwide Repo is a member of the Contingent Asset Recovery Specialists of America (CARSOA), a professional association focused on contingent asset recovery and difficult assignments.
Contingency-Based Recovery Fees
Under our standard arrangement, the recovery fee is tied to a successful recovery rather than an upfront fee simply to open an assignment. Review the Hold Harmless and Repossession Authorization Agreement for applicable fees, cancellation conditions, and other obligations.
Start Your Recovery Assignment
Have an assignment ready or need to discuss a difficult recovery? Contact our office to review the circumstances and next steps.