North Carolina Repossession Service

North Carolina Counties covered for repossession- Alamance County, Alexander County, Alleghany County, Anson County, Ashe County, Avery County, Beaufort County, Bertie County, Bladen County, Brunswick County, Buncombe County, Burke County, Cabarrus County, Caldwell County, Camden County, Carteret County, Caswell County, Catawba County, Chatham County , Cherokee County, Chowan County, Clay County, Columbus County, Craven County, Cumberland County, Currituck County , Dare County, Davidson County, Davie County, Duplin County, Durham County, Edgecombe County, Forsyth County, Franklin County, Gaston County, Gates County, Graham County, Granville County, Greene County, Guilford County, Halifax County, Harnett County, Haywood County, Henderson County, Hertford County, Hoke County, Hyde County, Iredell County, Jackson County, Johnston County, Jones County, Lee County, Lenoir County, Lincoln County, Macon County, Madison County, Martin County, McDowell County, Mecklenburg County, Mitchell County, Montgomery County, Moore County, Nash County, New Hanover County, Northampton County, Onslow County, Orange County, Pamlico County, Pasquotank County, Pender County, Perquimans County, Person County, Pitt County, Polk County, Randolph County, Richmond County, Robeson County, Rockingham County, Rowan County, Rutherford County, Sampson County, Scotland County, Stanly County, Stokes County, Surry County, Swain County, Transylvania County, Tyrrell County, Union County, Vance County, Wake County, Warren County, Washington County, Watauga County, Wayne County, Wilkes County, Wilson County, Yadkin County, Yancey County

North Carolina Repo Offices- Aberdeen Advance Ahoskie Albemarle Angier Apex Arden Asheboro Asheville Atlantic Beach Ayden Banner Elk Beaufort Belmont Benson Bessemer City Black Mountain Blowing Rock Bolivia Boone Brevard Bryson City Burgaw Burlington Burnsville Candler Canton Carolina Beach Carrboro Carthage Cary Cashiers Chapel Hill Charlotte Cherokee Cherryville China Grove Claremont Clayton Clemmons Clinton Clyde Columbus Concord Connellys Springs Conover Cornelius Creedmoor Dallas Davidson Denton Denver Dobson Dunn Durham Eden Edenton Elizabeth City Elizabethtown Elkin Farmville Fayetteville Fletcher Forest City Franklin Fuquay Varina Garner Gastonia Goldsboro Graham Granite Falls Greensboro Greenville Hamlet Hampstead Harrisburg Havelock Hayesville Henderson Hendersonville Hertford Hickory High Point Highlands Hillsborough Holly Ridge Hope Mills Hudson Huntersville Indian Trail Jacksonville Jamestown Kannapolis Kernersville Kill Devil Hills King Kings Mountain Kinston Kitty Hawk Knightdale La Grange Laurinburg Leland Lenoir Lewisville Lexington Liberty Lillington Lincolnton Louisburg Lumberton Madison Maiden Manteo Marion Matthews Maxton Mebane Mocksville Monroe Mooresville Morehead City Morganton Morrisville Mount Airy Mount Holly Mount Olive Murphy Nags Head Nashville New Bern Newland Newport Newton North Wilkesboro Oak Island Oxford Pembroke Pinehurst Pineville Pittsboro Plymouth Raeford Raleigh Ramseur Randleman Red Springs Reidsville Roanoke Rapids Robbinsville Rockingham Rocky Mount Roxboro Rutherfordton Saint Pauls Salisbury Sanford Selma Shallotte Shelby Siler City Smithfield Snow Hill Southern Pines Southport Sparta Spring Lake Spruce Pine Stanley Statesville Summerfield Sunset Beach Supply Swansboro Sylva Tabor City Tarboro Taylorsville Thomasville Trinity Troy Tryon Valdese Vale Wadesboro Wake Forest Wallace Warrenton Warsaw Washington Waxhaw Waynesville Weaverville Wendell West End West Jefferson Whiteville Wilkesboro Williamston Wilmington Wilson Windsor Winston Salem Winterville Wrightsville Beach Yadkinville Zebulon

North Carolina title, and repossession requirements:

North Carolina Repossession Title State: Repossessor License and Repossessor Registration information refer to: North Carolina Repossession Division of Motor Vehicles, Vehicles Registration, 1100 New Bern Avenue, Raleigh, North Carolina 27696

North Carolina Repossession Recording: Filed with the clerk of the Superior Court in the county where mortgagor or buyer resides; if a non-resident, recorded where the repo property is located. Liens on North Carolina Repossession motor vehicles must be recorded on certificate of title. Uniform Commercial Code adopted June, 1967.

North Carolina Repossession Recovery: Peaceful repossession permitted.

North Carolina Repossession Redemption: No right of redemption after foreclosure and repo sale.

North Carolina Repossession Deficiency: Judgment notes are invalid and deficiency is permitted only if debt is not for the purchase price.

North Carolina Repossession Special Motor Vehicle Provisions: Certificate of lien is sent to Department of Motor Vehicles. Effective against third parties and need not be otherwise recorded. North Carolina Repossession liens recorded on title and sent to first lien holder.

North Carolina Repossession Documents Required to Transfer Ownership of North Carolina Repossession Motor Vehicles: Title in debtor’s (or repossessor) name, affidavit of repossession.

PLATES: Remain with the owner.

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